Back in the day elementary children used these savings cards to learn the art of saving money.  Each week or month they would put a dime in the card and when the card was full they would go to the bank with a parent and deposit the money into a savings account, and then fill the card all over again, or the teller would give a new card to start.  The card is from Penn Federal savings and Loan Association of Philadelphia in the 1600 block of Walnut Street.  The piece has been in a smoke free environment. The manufacturer was Handford Brown Company of Fort Lee NJ.  This a used item so there are dime shaped circle areas where you can see the shape of the coin on the front and back of the card, although not readily apparent.  There are two tiny stains near the binding on the back.

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