HERE IS A THREE RING NOTEBOOK BINDER THAT DESCRIBES THE GROUP PLAN IN EFFECT AS OF NOVEMBER 01,1979 FOR THE NORFOLK AND WESTERN RAILWAY COMPANY EMPLOYEES.THE BENEFITS THAT ARE DESCRIBED IN THIS HANDBOOK ARE AS FOLLOWS: RETIREMENT PLAN,THRIFT PLAN,GROUP LIFE PLAN,MEDICAL PLAN,DENTALPLAN,DISABILITY PLAN,ACCIDENT PLAN,EDUCATIONAL PLAN,VACATION PLAN,TRASOP.THE BINDER MEASURES 9 INCHES X 7 INCHES.OVERALL CONDITION OF THE HANDBOOK IS GOOD BUT THE METAL RINGS INSIDE THE BINDER HAS SOME RUST SPOTS.IF YOU HAVE ANY QUESTIONS PLEASE EMAIL ME. IF YOU BUY MORE THAN ONE ITEM I WILL COMBINE ITEMS TO SAVE YOU ON SHIPPING CHARGES.